Our offer includes free of charge
- A payment account
- A web and smartphone online portal
- E-statements and real time transactions
- Account and card management
- Outgoing transfers and payments in Euros
- The spending analysis tool
- Customer service by email and phone
- An access to the Sogexia Club
 Personal |  Business | |
|---|---|---|
| Payment account | ||
| Account opening | FREE | FREE |
| Unlimited transaction history | FREE | FREE |
| Account management An account inactivity fee of 3€/month will be charged after nine months of complete inactivity | FREE | FREE |
| Changes to your personal information | FREE | FREE |
| Manual intervention | FREE | FREE |
| Rejected bank transfer | FREE | FREE |
| Outgoing bank transfer | FREE | FREE |
| Incoming bank transfer from another Sogexia account | FREE | FREE |
| Incoming bank transfer from another bank This is our main fee income. We preferred to opt for a deposit fee rather than for several different fees that make the sum complicated to calculate. | 2% | 1.25% |
| Deposit by credit card | 2.50% | 2.50% |
| Mastercard® cards | ||
| Card order from the online portal and renewal 3-year validity | 9.90€ | 14.90€ |
| Monthly/annual management | FREE | FREE |
| Activation of the card from the online portal and PIN delivery | FREE | FREE |
| Payment in points of sale and online | FREE | FREE |
| Card opposition | FREE | FREE |
| Card locking/unlocking | FREE | FREE |
| ATM cash withdrawal | 1€ | 3€ |
| Foreign exchange mark-up Payment or ATM cash withdrawal in a currency other than Euro | 2.95% | 2.95% |
| PIN reminder if forgotten | 1.50€ | 1.50€ |
| Refused payment | 0.25€ | 0.25€ |