Take payments anywhere, with ease.
With or without a terminal, flexible payment solutions for mobile or fixed-location professionals.
No commitment
Preferential rates
Payouts within 24 hours
Priority support
Solutions designed for your business.
Are you a restaurant owner, retailer, tradesperson, service provider or part of a non-profit? Take payments quickly, simply and with reliable support. Available in mainland France and French overseas territories.
Ride-hailing drivers
Shops
Events
Home services
Associations
Auto repair shops
Restaurants
Craftspeople
Essential
Processing under €10,000/month?
No commitment
Tap to Pay included (iPhone + Android)
Free service pack from €350/month processed
Preferential commission:
1,55% 1,49%
1,55% 1,49%
Plus
Processing over €10,000/month?
No commitment
Physical terminal included
Free service pack from €10,000/month processed
Priority customer support
Preferential commission:
0,49% + 0,05€ 0,39% + 0,05€
0,49% + 0,05€ 0,39% + 0,05€
Terminals tailored to your needs.
With or without hardware, get paid your way.
Tap to Pay
No terminal needed
Accepts debit cards, Visa, Mastercard, meal vouchers
Tip option included
Ultra-mobile, no hardware
Free with Essential plan
Smart Smile
Compact and lightweight
Connects to POS software
Accepts cards, meal vouchers, tips
12-month warranty
€199 excl. VAT Free with Plus plan
Super Smile
Large screen and extended battery
Connects to POS software
Accepts cards, meal vouchers, tips
12-month warranty
€299 excl. VAT Free with Plus plan
In partnership with
Based in Paris, Smile&Pay aims to make mobile payment terminals accessible to tradespeople, shopkeepers and entrepreneurs. Their mission is simple: to help professionals accept payments easily and benefit from attractive commission rates, whatever their bank.
Frequently asked questions
How is my terminal delivered?
Via Chronopost (signature required) or mailbox delivery, depending on the option chosen.
What are the delivery times?
- Express: Order before 9:30am > delivered next day
- Standard: 2 to 4 working days
Delivery may take longer for overseas territories, remote zones, or Corsica.
Are there transfer fees between Smile&Pay and Sogexia?
No. Your funds are transferred free of charge within 24 hours.
Is remote payment (MOTO) available?
In development. Launch expected Q3 2025.
Are international payments accepted?
No. Offer only available in mainland France and overseas territories.
Is a Luxembourg IBAN accepted?
Yes, with no restrictions.