Terms of use

Identification of the establishment

National content editor

Sogexia. Limited liability company with capital of 571,000.00 Euros. RCS Lyon N° 533272951.
Intermediary in Banking Operations and Payment Services.
ORIAS No. 16001765.
Registered office: 10-12, rue Malesherbes, 69006 Lyon, France.
Telephone: +33 (0) 9 75 18 40 52
Legal representative: Kilian Füg, Managing Director
Publications Manager: Kilian Füg

Web hosting service provider

Amazon Web Services,
Inc. P.O. Box 81226,
Seattle, WA 98108-1226


Sogexia draws the attention of the users of its site to the following points:

Terms of access and use

The site is reserved for customers of SOGEXIA products and services. However, those interested in the products and/or services offered by the institution may ask to receive information regarding such products or services.

The products and services offered on the site are to be offered and used according to the terms and conditions and rates in force and are reserved for customers resident in the SEPA zone. This site is subject to French law.

Information provided

This website contains information provided by external companies or hypertext links to other sites that were not developed by Sogexia and who are independent of Sogexia.
The information and data provided on this site is for reference only and does not constitute advice. Similarly, the existence of a link from the site to another site does not constitute a recommendation or endorsement of that site or its contents. It is up to the user to use this information properly.

Sogexia cannot be held liable for information, opinions and recommendations expressed by these third parties.
We remind you of the risks inherent to the electronic transmission of information. Delays, omissions or inaccuracies are likely to occur. This information is provided as is, regardless of the source.

Data protection

The site is declared to the French Data Protection Committee (CNIL) under the number 1537651, pursuant to Law No. 78-17 of 6th January 1978 relating to computers, files and freedoms.

Personal data communicated to Sogexia by users of the site via requests for information about products or services offered by Sogexia, by forms or questionnaires completed online by users, are required for the processing of these requests for information, these forms or questionnaires.

They are intended for Sogexia, its subcontractors and/or its service providers for management purposes. They are communicated to third parties to meet legal and regulatory obligations.
The owner has a right to access and correct any information concerning them with the company that processes the information provided.

If the user provides their email address, mobile phone number or fax number, Sogexia will seek prior express consent to send, by email or fax, commercial and advertising information about Sogexia products and services.

If the user provides their telephone number or postal address, Sogexia can offer them, by phone or post, commercial and advertising information about the company’s products and services. The user has the opportunity to object, free of charge, by sending a letter to Sogexia.


All data (text, audio or images) on the pages of this site are the exclusive property of Sogexia. Any reproduction or distribution, in whole or in part, of the content of this website in any form or by any means whatsoever, is prohibited. Failure to comply with this prohibition constitutes an infringement that may result in civil and criminal penalties.

It is strictly forbidden to use or reproduce the name “Sogexia” or its logo (blue square), alone or combined, in any capacity whatsoever, and in particular for advertising purposes without prior written consent from Sogexia.


Access to the site is free, excluding ISPs, and excluding the cost of telephone calls, which are billed directly by the operators.

Privacy notice

We take your Privacy seriously

The General Data Protection Regulation 2018 has come into force on 25th May 2018. The new legislation strengthens your data protections rights. Raphaels Bank as the issuer of your card, receive, use and share personal data about you. The information contained in our privacy notice tells you how your personal data is collected, used and shared by R. Raphael & Sons plc (‘Raphaels Bank’). Your information will also be held, used and shared on their behalf by Sogexia as your Programme manager.

View the privacy notice